The future of underwriting is here.
Streamline your business with a focus on risk, precision, and innovation.
Build and launch quickly
Create, test, and launch underwriting programs in months, iterating on rules in just days. Use Bestow’s out-of-the-box underwriting templates or create fully customized programs.
Improve risk decisions
Run models with historical data to test new programs against business objectives. Audit existing programs to evaluate success and underwriter performance.
Leverage built-in compliance
Stay ahead of the ever-changing regulatory landscape with technology that’s flexible enough to make changes in days, not months.
Get everything you need to build and launch from-scratch underwriting programs.
Program design
Design tailored underwriting programs that align with your business goals.
Perform customized risk evaluation.
Build and launch programs quickly.
Enhance efficiency across your operations.
Automated workflows
Bestow’s automated workflows streamline underwriting by efficiently managing data collection and decision-making.
Automate the sequence of data calls, human interventions, and decision activities.
Optimize operations and reduce the time from application submission to decision.
Ensure every application is processed with the same level of attention and accuracy.
Powerful rules engine
Our sophisticated digital rules engine makes it easier than ever to build an underwriting program while keeping carriers in control of key customizations.
Start with our existing framework or build a custom program based on your established risk philosophy.
Completely customize your risk thresholds to balance business goals like eligibility, mortality, and program expenses.
Choose from a range of decisioning options, including instant digital issue, referral to an underwriter, and full underwriting.
Your rules, our platform.
A reliable workbench made with underwriters in mind
Enjoy a frictionless workbench experience with powerful tools and insights for underwriters, auditors, and administrators.
Efficient underwriting
Underwriters can make better decisions faster thanks to our elegant, simple workbench experience powered by a robust, configurable rules engine behind the scenes.
Streamlined case management
Get real-time status updates and workflow automations, as well as built-in customer and advisor communication features.
Seamless data integrations
Access real-time medical and behavioral data and full medical record retrieval. Set up for automatic or manual ordering depending on your needs and processes.
Integrated audit capabilities
Evaluate performance with integrated audit tools, including structured decisions capture, third party medical and behavioral data, and access to application data.
Efficient underwriting
Underwriters can make better decisions faster thanks to our elegant, simple workbench experience powered by a robust, configurable rules engine behind the scenes.
Seamless data integrations
Access real-time medical and behavioral data and full medical record retrieval. Set up for automatic or manual ordering depending on your needs and processes.
Streamlined case management
Get real-time status updates and workflow automations, as well as built-in customer and advisor communication features.
Integrated audit capabilities
Evaluate performance with integrated audit tools, including structured decisions capture, third party medical and behavioral data, and access to application data.
Data-backed decisions made easy
Featuring all the standard data source integrations you’d expect (and the ability to quickly add new ones if needed), Bestow puts everything an underwriter needs right at their fingertips, so they can make informed and efficient risk decisions.
Strong insights, better outcomes.
Build and launch easily. Monitor and adapt quickly.
Custom programs to optimize business outcomes
Launch products tailored to meet your needs, whether they be mortality and risk mitigation, controlling underwriting expenses, or excelling in customer experience.
Unified program development flow
With Bestow, carriers can develop an underwriting hypothesis, test against historical data, and further iterate based on those results.
Discover more.
Learn more about our platform and how we are helping carriers modernize, launch new products, and speed up growth and innovation.
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You’ve got goals. We’ve got solutions.
Connect to set up a product demo or to start a conversation and learn more about Bestow's underwriting solutions.
